Financial advice
General and personal advice.
Private wealth · Australian financial services licensee
Licensed private wealth services.
NDT Capital is a privately-owned licensee committed to helping advisers grow their businesses and helping their clients build a legacy for their families.
NDT Capital Pty Ltd is responsible for the financial services provided by its authorised representatives. This page sets out who we are, what we do and how we are paid.
What we do
Services provided under our licence
These are the authorisations set out in our licence. Not every representative is authorised for every service or product.
Superannuation
Including self-managed superannuation funds and retirement savings accounts.
Personal risk insurance
Life, TPD, trauma and income protection cover.
Investments
Managed investments, investor directed portfolio services and securities.
Deposit products
Basic and other deposit products.
Private wealth
Wealth planning, business succession, estate planning and tax (financial) advice.
Authorisations under our licence
| We are authorised to | Carry on a financial services business to provide financial product advice, and to deal in financial products by applying for, acquiring, varying or disposing of a financial product on behalf of another person, for the product classes below. |
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| Advice services | NDT Capital is licensed to provide financial product advice on the following services:
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| Product classes |
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| Client types | Retail and wholesale clients. |
| Licence conditions | Our licence is granted by ASIC on the authorisations above. There are no specific conditions on our licence other than those authorisations, and its details are recorded on the ASIC register. |
| Check the register | Our licence, its authorisations and any conditions are recorded on the ASIC register. Search AFSL 558899 on ASIC’s registers. |
Verify our representatives
Corporate authorised representative websites
These websites are operated by our corporate authorised representatives. You can check any representative on the ASIC Financial Advisers Register. If you are contacted by someone claiming to represent us from a website not listed here, contact us before you share any information or send money.
Infinite Zephyr
Infinite Zephyr & Wealth Pty Ltd, trading as Infinite Zephyr
A financial advice firm for Australian professionals, business owners and families, providing advice services under our licence.
infinitezephyr.com↗Vietinvest.au
Vietinvest.au is distributed by BTNY Pty Ltd (ACN 679 788 731)
Offers ready-made, professionally managed investment portfolios for Australian individuals, couples, trusts and self-managed super funds.
vietinvest.au↗How we work
How we work as licensee
Authorised under our licence
Our representatives act on behalf of NDT Capital and only within the services and products covered by our licence.
Disclosure first
Before a representative acts for you, you receive our Financial Services Guide, or are directed to it on this website, and any fees are agreed with you in advance.
Oversight
NDT Capital monitors its representatives’ compliance with the law and our licence obligations.
If something goes wrong
You can raise a complaint at any time with your representative or directly with NDT Capital, and with AFCA if we cannot resolve it.
Important information
Please read before relying on anything on this website
General advice warning
Any information or advice on this website is general in nature. It has been prepared without taking into account your objectives, financial situation or needs. Because of that, you should, before acting on the advice, consider the appropriateness of the advice having regard to your objectives, financial situation and needs. If the advice relates to the acquisition, or possible acquisition, of a particular financial product, you should obtain a Product Disclosure Statement relating to the product and consider it before making any decision about whether to acquire the product.
Risk
All investments carry risk. The value of an investment can fall as well as rise, and you can lose some or all of the money you invest. Returns are not guaranteed. If any past performance is shown by us, past performance is not a reliable indicator of future performance.
Not independent
NDT Capital and its representatives are not independent, impartial or unbiased. The reasons are set out in our Financial Services Guide.
Website disclosure information
Financial Services Guide
This section is our Financial Services Guide (FSG) published as website disclosure information. It helps you decide whether to use our services. Your representative’s own profile or guide, which sets out their details and how they are paid, should be read together with it.
| Who we are | NDT Capital Pty Ltd, ABN 26 676 583 654, holds Australian financial services licence 558899 (“we”, “us”, “the licensee”). We are responsible for the financial services provided by our authorised representatives. Address: 4/403 Hume Hwy, Liverpool NSW 2170 Email: info@ndtcapital.com.au | ||||||||||||||||||||||||
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| Services and products we are authorised to provide | We are authorised to provide financial product advice and to deal in the financial product classes set out under Authorisations under our licence, to retail and wholesale clients. Your representative is authorised only for the services and products listed in their own profile or guide. | ||||||||||||||||||||||||
| Documents you will receive | If you receive personal advice you are entitled to a Statement of Advice (SOA). For further advice you may receive a Record of Advice, which you can request. If you receive general advice you will receive a general advice warning instead. If we recommend a product you will receive or be directed to its PDS. For ongoing services we will agree the terms and fees with you in writing. | ||||||||||||||||||||||||
| How you give us instructions | You can give us instructions by email or other means we agree with you. | ||||||||||||||||||||||||
| How we and our representatives are paid | The cost of providing a financial product or service to you depends on the nature and complexity of the advice, financial product and/or service provided. Generally, whenever your representative provides a recommendation for a financial product or service, your representative may be remunerated through either:
The amounts above are the most we or our representatives may charge. Your representative will give you the exact dollar amount, or the rate and how it is calculated, before you decide to proceed. For example, a 1% ongoing fee on $500,000 invested would be $5,000 a year. Where an ongoing fee applies, you must agree to it in writing, it must be renewed with you every 12 months, and you will receive an annual fee disclosure statement. We deduct fees from your accounts only with your consent, and you can withdraw consent at any time. Before we prepare any advice or provide financial services to you, we will discuss and agree all fees that apply. All fees and commissions are initially paid to NDT Capital before being distributed to your representative. | ||||||||||||||||||||||||
| Benefits and conflicts of interest | Lack of independence. While some of our representatives do not accept any commissions on any financial products and do not charge any percentage-based fees, as the Australian financial services licensee, NDT Capital Pty Ltd authorises our representatives to accept commissions should that be how you wish to pay for their services. Each representative will tell you before advice is provided whether they receive commissions. Accordingly, we cannot claim to be independent, impartial or unbiased under s923A(2)(a)(i)–(iii) and s923A(2)(b) of the Corporations Act 2001. We may receive limited non-monetary benefits (for example benefits under $300, education or training benefits, and technology support) which are recorded in a register available on request. NDT Capital has no referral arrangements or related-party relationships that could influence the advice. | ||||||||||||||||||||||||
| Your privacy | See Privacy below for how we collect, hold and use your personal information. | ||||||||||||||||||||||||
| If you have a complaint | See Complaints below. We are a member of the Australian Financial Complaints Authority (AFCA). | ||||||||||||||||||||||||
| Compensation arrangements | We hold professional indemnity insurance that is intended to meet the compensation arrangement requirements of section 912B of the Corporations Act 2001. NDT Capital Pty Ltd has adequate professional indemnity insurance for its representatives and their authorisations to conduct business in Australia. The policy covers the conduct of our current and former representatives (subject to its terms). | ||||||||||||||||||||||||
| Questions | If there is anything in this guide you do not understand, please ask us before you decide to use our services. |
Complaints
If something goes wrong
We want to hear about it. Making a complaint is free and will not affect how we treat you.
1. Tell us
Tell the representative you dealt with. If it is not resolved within three working days, or you would rather not speak to them, contact NDT Capital:
Email complaints@ndtcapital.com.au
Post: see our address in the Contact section
2. What we will do
We will acknowledge your complaint within 24 hours (or one business day) and investigate it fairly. We aim to give you a final response within 30 calendar days. If your complaint is complex and needs longer we will tell you why and keep you updated.
3. Still not satisfied?
You can complain to the Australian Financial Complaints Authority (AFCA), a free external dispute resolution scheme of which we are a member.
Phone 1800 931 678
Email info@afca.org.au
Web www.afca.org.au
Mail AFCA, GPO Box 3, Melbourne VIC 3001
Privacy
How we handle your information
We handle your personal information in line with the Privacy Act 1988 and the Australian Privacy Principles. The summary below is followed by our full privacy policy.
Privacy policy
What we collect and why
We collect information needed to provide our services, including your name and contact details, identity documents, financial position, goals, insurance, superannuation and investment details. We use it to provide advice and services, administer products you choose, meet legal and licensing obligations (including identity verification under the AML/CTF Act 2006), manage complaints, and run our business. You can choose not to give us information, but that may limit the advice we can give or our ability to act for you.
How we collect and hold it
We usually collect information directly from you. With your authority we may collect it from third parties such as your accountant or superannuation fund. Records are held electronically and in paper form with appropriate security and are retained for at least seven years.
Who we share it with
We may share information with product providers, financial planning and administration software providers, paraplanning and IT service providers, and others who help us deliver services or meet licensing obligations. We do not currently disclose personal information to overseas recipients.
Access, correction and complaints
You can ask to access or correct your personal information by contacting us (a reasonable charge may apply for access). To make a privacy complaint, follow the steps in the Complaints section. If you are not satisfied you can contact the Office of the Australian Information Commissioner (oaic.gov.au).
Automated decision-making
We do not currently use automated decision-making of this kind. This means we do not use computer programs to make, or do something substantially and directly related to making, decisions that could significantly affect your rights or interests.
Website
This website uses cookies and similar technologies, including analytics tools, to understand how the site is used. It also loads fonts from Google Fonts, so your browser contacts Google’s servers when the page loads. If you email us or use the enquiry form, we collect what you send for the purpose of responding.
Scam awareness
How to spot an impersonation scam
Scammers copy the names and licence details of real financial firms. Before you send money or personal details to anyone claiming to be us:
- Search our AFSL number on the ASIC registers and check that this website address is listed.
- Contact us using the details published on this page, not those in an unexpected message.
- We will never ask you to transfer money to a personal account or to pay in cryptocurrency or gift cards.
Report a scam
If you think you have been targeted, report it to Scamwatch at scamwatch.gov.au and to ASIC, and contact your bank immediately if you have sent money. Please also let us know so we can warn others.
Contact
Make an enquiry
Tell us a little about what you are looking for and we will get back to you. Please do not include account numbers, passwords, tax file numbers or identity document details in this form.
NDT Capital Pty Ltd
4/403 Hume Hwy, Liverpool NSW 2170
Email info@ndtcapital.com.au